Free GAP Insurance Refund Calculator

Free estimate · No account needed · $79 only if you choose full service

What happened?

~2 minutes

Select the situation that best describes your case. Fields marked * are required.

Your situation *

Paid off auto loan early

Traded vehicle in

Refinanced auto loan

Sold vehicle

Vehicle was totaled

Repossession or surrender

I just want to cancel GAP

Not sure

State where vehicle was purchased *

We guessed Oregon from your location. Change it if you bought the car elsewhere.

Contract / purchase date *

Date loan ended *

What you paid for GAP coverage ($) *

Loan term *

The length of your original auto loan, GAP coverage usually matches it.

36 months

48 months

60 months

72 months

84 months

Not sure

Did your GAP insurance pay out a claim (for example, after a total loss)?

Yes

Most people who paid off or sold their car answer No.

Have you already received a GAP refund from your dealer or lender?

Yes

If you're not sure, answer No, unclaimed refunds are exactly what we check for.

We don't just calculate. If you're owed money, we prepare your claim, send it, and follow up until they respond.