Legal Center
Transparency is the foundation of trust. Everything you need to understand your rights, our obligations, and how we operate — all in one place.
Terms of Service
The rules governing your use of GAPInsuranceRefunds.com's platform, document generation services, and refund assistance tools.
- •Document preparation service — not a law firm
- •User responsibilities and acceptable use
- •Payment terms and refund guarantee conditions
- •Limitation of liability
Privacy Policy
How we collect, use, protect, and share your personal information when you use our services.
- •What data we collect and why
- •How your data is secured and stored
- •Your rights to access, update, or delete data
- •No sale of personal information to third parties
Disclaimers
Important disclosures about our estimates, refund calculations, provider data, and the nature of our service.
- •Estimates are not guaranteed refund amounts
- •We are not affiliated with any lender or insurer
- •State rules and provider data may change
- •Not legal or financial advice
Service-Fee Refund Guarantee
The full terms of our service-fee refund guarantee — what's covered, how to claim it, and any exclusions.
- •Full service-fee refund if your claim is denied or gets no response
- •How and when to submit a guarantee claim
- •Exclusions and eligibility requirements
- •Processing timeline for guarantee payouts
Important Notice
GapInsuranceRefunds.com is a document-preparation and claim-assistance service, not a law firm. We do not provide legal, financial, insurance, tax, or claims-adjusting advice. We are not affiliated with or endorsed by any GAP administrator, insurer, lender, dealer, government agency (including CFPB, BBB, USPS), or state regulator. Refund estimates are based on general formulas and publicly available state rules — actual refund amounts may vary.
Questions? Contact us at support@gapinsurancerefunds.com or visit our Contact page.