Frequently Asked Questions
Everything you need to know about GAP insurance refunds, eligibility, and the refund process.
The unused share of what you paid for GAP
Many states require a written request within 90 days
State-by-state rules and regulators covered
General Questions
Eligibility & Refund Amounts
Required Documents
Cancelling GAP Insurance
Submission Process
GAP Providers & Lenders
Our Service
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Disclaimer
This FAQ is provided for informational and educational purposes only. It does not constitute legal, financial, or insurance advice. GAP insurance regulations vary by state and are subject to change. Consult with a licensed insurance professional or attorney in your jurisdiction for advice regarding your specific situation. Last updated: June 10, 2026.
More GAP Refund Resources
Free eligibility checker with state-compliant estimates
Typical timelines, what slows things down, and what to do if it's late
Five simple steps from checking eligibility to following up
Understand prorated calculations, state rules, and who handles your refund
State-by-state breakdown of refund laws, deadlines, and regulator contacts
Full step-by-step walkthrough for claiming your refund yourself
How to escalate to the CFPB and your state regulator when a provider won't pay
Definitions of refund terms, legal protections, and key concepts